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About Our Greenify Loans

Greenify Loan: 6.5% Variable – 6.71% APR

Greenify your life with our newest lending product.

• Up to €50,000 over 10 years
• Unsecured lending
• No need to be an existing credit
union member

Borrow up to €50,000 over 10 years at a variable interest rate of 6.5%, typical APR 6.71%.

Flexible Repayment Plan

  • No fees of any kind.
  • Borrow up to €50,000 unsecured (minimum loan amount of €10,000).
  • No penalties for making larger repayments to reduce the term and cost of the loan.
  • Loan is insured at no cost to you (subject to T&Cs).
  • No need to be an existing credit union member.
  • Suitable for any Green Retrofit / Home Improvement purpose.
  • Qualifying criteria apply to this product including the requirement of a house BER survey – speak with our staff for more details.

Find out what you can afford to borrow

Loan Calculator

Features of Greenify Loan

Greenify loans can be used for a range of projects including a home retrofit project (from shallow to deep), exterior or interior wall insulation, attic insulation, heat pump installations or solar panels/systems. Participating credit unions are willing to look at any energy-efficiency or energy-reduction project which results in an improvement in the BER of the home.

No Stress

We don’t want you to worry, so we’ll be here to answers all your concerns.

We Get Personal

With us you are more than just a number. It’s about more than just your credit history.

No Fees or Charges

Banks charge you fees to use your account. We don’t. Nothing. Zilch. Zero.

Reducing Interest

The more you pay off the less interest you pay. Nice!

Greenify Loan - Eligibility

You don’t need to be an existing member and can join and apply for a loan straight away.  No two cases are the same and each loan application will be looked at on its own merits.  However, some general guidelines about the criteria for loan assessment are as follows:


Your ability to repay the loan.

History & Credit Check

Your previous lending history and your credit check with the CCR.


Are you saving regularly?

Not a member of Kilrush Credit Union?

Become a Member

Warning: All loans subject to a variable interest rate and we may change the interest rate, subject to prior notice in writing. This means the cost of your monthly repayments may increase or decrease.

Kilrush Credit Union
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