Quick Lodge Facility
The Quick lodge facility can save members queuing time. It can be used for making loan repayments or lodgements to savings. Lodgements to loans or savings can also be made by standing order from the bank or deduction from wages (where employers agree). The Quick Lodge facilities are located in the Kilrush office. It is a safe and secure way of making lodgements to your Kilrush Credit Union account. There are envelopes available by the Quick Lodge area.
Cheques are free
When you have an account with us, you can have cheques issued to your desired payee; free of charge, no transaction fees means; no transaction fees.
We accept non Euro cheques for lodgement only to your account, there is no charge for this and the exchange rate is based on the rate on the day of lodgement.
SEPA (Single European Payments Account)
You can make payments to accounts with IBAN & BIC numbers in any of the 32 SEPA participating countries – the 27 EU member states, together with Norway, Iceland, Liechtenstein, Switzerland and Monaco.
Electronic Payments to your CU current account
Every member can have a current account with their own unique BIC & IBAN number. You can then set up payment into your current account, most popular types of payments are wages & salaries, pension payments, social welfare payments especially children’s allowance, once off payments from friends and family such as birthday or wedding gifts.
It is advisable not to let balances build up too high on your current account, as you will not earn dividend on balances, if a dividend was to be paid at the end of the year. You can move your current account money yourself on your online CU or come in and we will do it with you at the counter. Just let us know where you want the funds to go from your current account: perhaps to a loan for repayment or into your savings.
You can also use your ATM card to withdraw money from your current account.
Electronic Payments from your CU account
You can make external payments from any account once the payment is not from an account with pledged shares against a loan you may have. You can set this up on-line yourself from your CU online or come in and we can process these at the counter for you. Most popular outgoing payments are to pay utility bills, credit cards, store cards, for gifts or holiday payments. You can set up a one off or a more regular payment for the same amount for each repayment, all you need is the destination BIC & the IBAN number of the receiving account.
Always a person to meet, greet & help you
While we understand that many members may find it more convenient to transact over the phone, the web or the online App; we also understand that many members prefer to do business friendly face to friendly face. With that in mind; we have no minimum value of your money which you may wish to lodge or withdraw.
However if you do require to withdraw > €5,000 in cash you must give us 24hrs notice.
Foreign Exchange
- Orders must be placed in advance.
- Currencies are sold in multiples of foreign note values dependent upon the currency denominations.
