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Are my savings secure?

As a credit union member, you can rest easy knowing that your savings are safe. In Kilrush Credit Union, your savings are secured in several ways;

  • Credit Union officials, whether volunteers or staff, are fidelity bounded.
  • Full financial statements are prepared and can be examined by members.
  • Government Guarantee – Individual members’ savings are guaranteed up to €100,000 per member under the Government Deposit Guarantee Scheme. Please see the savings section for details on the savings cap currently in place.
  • Kilrush Credit Union is regulated by the Central Bank of Ireland.

Deposit Guarantee Scheme

Credit Unions in the Republic of Ireland are covered by the Deposit Protection Scheme which is administered by the Central Bank of Ireland. This is a scheme that can provide compensation to depositors if a credit institution is forced to go out of business. It covers deposits held with banks, building societies, and credit unions.

Please see the Central Bank of Ireland’s website for further information.

Also, members’ savings are insured through Life Savings Insurance (subject to certain terms and conditions).

For more details, visit the Insurance section.

We are here to help you

Our mission is to be a financial cooperative owned and controlled by our members, for the benefit of our members and the community.

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Looking for a loan? Then enquire for a loan now.

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065 905 1242 or email us on

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