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What do I need?

To apply for a Loan, you must be a member of Kilrush Credit Union.  If you are not already a member call into our Kilrush office.  Click here for Membership Information.

Alternatively, if you are already a member and would like to find out more about our Loans, the application process or to get started with an application, simply:


For personal applications the following documents are required:

  • Proof of ID, Valid passport/driving licence etc
  • Proof of Address utility bill etc, must be dated in last six months,
  • 2 Most Recent Payslips
  • Bank account statement for 3 previous months

If not evident on your bank statement we may require the following:

    • Mortgage Statement
    • Credit Card Statement
    • Other loan statements
    • If renting proof of rent is required by means of a letter from your Landlord or letting agent
  • Student loan, proof of college acceptance required and a guarantor* may also be required to co-sign the loan
  • Proof of income for spouse/partner (if applicable)

*A guarantor will be required to provide the same documents as outlined above.


If Self employed/director of a company you will also need to provide:

  • Two most recent set of financial accounts
  • The most recent chapter 4 self assessment
  • The most recent form 11
  • Tax Clearance Certificate / letter from your accountant confirming tax affairs are up to date
  • For amounts greater than €25,000 a business plan must be provided


For Business / farming loans please see the relevant section under different loan types.

Lending criteria, terms and conditions apply

Kilrush Credit Union
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